If a storm has damaged your Cork roof, home buildings insurance usually covers sudden damage, but not gradual wear. Take photos from the ground, get the roof made safe, keep every receipt and ring your insurer. We provide the photographic report and written assessment insurers ask for, and survey Cork city and county for free.
This guide is for Cork homeowners. Elsewhere, read the general storm damage and insurance guide.
Usually yes, where the damage is sudden. Slates blown off, a lifted ridge, lead torn from a chimney or a gutter ripped from the fascia are the typical storm claims. Insurance Ireland, the industry body, says household buildings and contents policies cover damage caused by storms. The word "storm" is defined in your own policy, and the definitions differ. Allianz Ireland, for example, describes its storm cover as wind of more than 47 knots (87 km/h). Other insurers word it differently, so your policy schedule is the only place to confirm yours.
Cork takes Atlantic weather from the south west, and the coast and harbour take the worst of it. In Cobh, Kinsale and Crosshaven, salt air attacks fixings and flashings over the years, so a storm tends to find the weak point that was already there. Inland, many estates in Ballincollig, Douglas, Bishopstown and Carrigaline carry concrete tiles that are now decades old, and older streets around Blackrock, Montenotte and Sunday's Well often have natural slate.
That matters for a claim. An insurer will ask whether the storm caused the damage or whether the roof was already failing. A roof that was in good condition and lost slates in a gale is a storm claim. A roof with rusted nails that gave way is the kind of case an insurer may argue is wear.
“For our Sunday's Well home I needed a last-minute replacement of leaking roof at the rear of a three-storey house. Recommended Roofing provided a prompt, fair estimate and, despite the wet weather, had a scaffold tower in place and the job finished in one day. The installers (David and one colleague) were efficient, courteous, and helpful throughout, and they left the site tidy, removing all waste. Very pleased with the quick response, the team, and the quality of the work. Highly recommended.”Andy Byrne, Sunday's Well, Cork, ★★★★★ on Google
That was a leaking Sunday's Well roof at the rear of a three-storey house, replaced in one day despite wet weather. More customer reviews are on our reviews page.
Our indicative 2026 ranges, before VAT at 13.5%, are shown below. Steep streets and tight access can change how we scaffold, and scaffolding is quoted as its own line. The exact cost is confirmed after a free survey.
Indicative 2026 price range, in euro, before VAT at 13.5%
Cork homeowners can read our local guides on roof repair costs in Cork and emergency roof repair in Cork, or see our roof repairs in Cork.
For the insurer's side, Insurance Ireland is the industry body. If a claim is refused and you disagree, you can complain to the Financial Services and Pensions Ombudsman. For wind warnings on the day, see Met Éireann.
We are based in Cork city and cover the county. See our Cork roofers page.
Want us to look at it? Call now or send your details for a free survey.
Cork 021 2040925Get a free quote
Outside these four cities, read the general guide to storm damage and home insurance.
That is all you need to do today. We take it from there and give you the photo report, written assessment and costing for your insurer.
Recommended Roofing is a CIRI-registered roofing contractor founded in Cork in 2019, working across Dublin, Cork, Limerick and Galway. We employ our own crews and do not subcontract the work. We carry €6.5 million public liability insurance and €13 million employer liability insurance.
Repairs carry a written guarantee of a minimum of 3 years, and up to 10 years on major repair work. Replacement work carries a 10-year written guarantee, and any job that involves a roof or gutter replacement also carries our Lifetime Leak Guarantee. The Lifetime Leak Guarantee does not apply to a repair that replaces neither.
To have Recommended Roofing look at roof repairs in Cork, call Cork 021 2040925, or request a free quote. You can read what customers say on our reviews page and see real jobs in our case studies.
Usually, if the damage was sudden and your policy has buildings cover. Insurance Ireland says household buildings and contents policies cover storm damage. Gradual wear is not covered.
Your policy defines it. Allianz Ireland, for example, describes storm cover as wind of more than 47 knots (87 km/h), and other insurers word it differently.
It can. An insurer may argue that rusted fixings or corroded flashing are wear. Photographs of the damage and any record of earlier repairs help show the roof was sound before the storm.
Insurers will usually pay for them. Keep the receipts and photograph the work.
Our indicative 2026 range for storm weatherproofing is €300 to €800, before VAT at 13.5%. The exact price is confirmed after a free survey.
Our indicative 2026 range is €1,500 to €8,000, before VAT at 13.5%, depending on the damage, the roof and the access.
No. Stopping further damage is sensible, and insurers will usually pay for temporary repairs. Wait for agreement before authorising permanent repairs.
Many householders do not need one for a few slates. For a large claim you may want one, and you pay their fee yourself.
Ask for the reason in writing. If you disagree, you can complain to the Financial Services and Pensions Ombudsman.
Yes. We survey across Cork city and county, including the harbour towns and the coast.
Yes. We provide the photographic report and written assessment insurers ask for.
Call Cork on 021 2040925 or use the quote form on this page.
Nearby areas we cover
Roof Repairs in Cork, Ireland. Free survey, written fixed-price quote, 10-year guarantee.